Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Analiticalatamo website (analiticalatamo.com) and our educational services, including courses, webinars, and consultations. By accessing or using our services, you agree to these Terms. If you do not agree, do not use our services.
These Terms are governed by the laws of Colombia, including the Código de Comercio, Ley 527 de 1999 (electronic commerce), and Ley 1480 de 2011 (Estatuto del Consumidor), as applicable.
About our services
Analiticalatamo provides educational content on expense management through structured online courses, live and recorded webinars, and individual follow-up consultations. All content is strictly educational and informational in nature.
We do not provide financial advice, investment recommendations, credit services, or any regulated financial service. Nothing on this website or in our courses, webinars, or consultations constitutes financial advice or a recommendation to take any specific financial action. Participants are solely responsible for their own financial decisions.
Eligibility
To use our services, you must be at least 18 years of age and have the legal capacity to enter into contracts under Colombian law. By using our services, you represent that you meet these requirements.
Intellectual property
All content on this website, including text, graphics, course materials, webinar recordings, and educational frameworks, is the intellectual property of Analiticalatamo and is protected under Colombian intellectual property law, including Ley 23 de 1982 and Decisión Andina 351 de 1993.
You may access and use our content for your personal, non-commercial educational purposes only. You may not reproduce, distribute, publicly display, modify, or create derivative works from our content without our express written permission.
User conduct
When using our website and services, you agree not to:
- Use our services for any unlawful purpose or in violation of applicable Colombian law
- Attempt to gain unauthorized access to any part of our systems or services
- Disrupt or interfere with the security or integrity of our website or services
- Share access credentials for paid courses or webinars with third parties
- Record or redistribute webinar sessions without our express written consent
Disclaimer of warranties
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of our educational content for any particular purpose. Educational content reflects general frameworks and approaches and may not apply to every individual situation.
We do not warrant that our website will be uninterrupted, error-free, or free from viruses or other harmful components. We are not responsible for any damages arising from your use of, or inability to use, our website or services.
Limitation of liability
To the fullest extent permitted by Colombian law, Analiticalatamo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or reliance on our educational content. Our total liability for any claim arising from these Terms or your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim.
Nothing in these Terms limits liability for fraud, gross negligence, or any other liability that cannot be excluded under Colombian consumer protection law.
Third-party links
Our website may contain links to third-party websites for informational purposes. We do not endorse or take responsibility for the content, privacy practices, or availability of those websites. Accessing third-party sites is at your own risk.
Modifications to services and terms
We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice where practicable. We may also update these Terms from time to time. When we make material changes, we will update the "Last updated" date. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
Governing law and disputes
These Terms are governed by the laws of the Republic of Colombia. Any disputes arising from these Terms or your use of our services shall be resolved through the competent courts of Cali, Valle del Cauca, Colombia, unless an alternative dispute resolution mechanism is agreed upon by both parties.
Contact
For questions about these Terms, contact us at info@analiticalatamo.com or at Cl. 11 #1-07, San Pedro, Cali, Valle del Cauca, Colombia.